About Us

You are here:  Combined Insurance Inc.About Us

Combined Insurance services is the newest and brightest insurance intermediary to the local market. The owners and directors have combined over 20 years experience both with direct insurance and previously operated an insurance broking company throughout the island of St.Lucia. Desiring to offer a broader depth of products to better serve their clients’ needs, this intermediary will offer convenience unparalleled to even the closest competitors. Combined Insurance can meet client’s insurance needs at their home, place of business, or online. The Managing director is a proud member of the Chartered Insurance Institute Of London. This is the world’s leading professional body for insurance and financial services. For over 100 years the (CII) has worked with practitioners across the sector to inspire higher standards of competency and ethical behavior within the insurance profession.

What will really set Combined Insurance apart from its competitors are its people. Apart from the DIP,CII designation (from the chartered insurance institute) of the managing director, the combined experience of its staff in the industry for extended periods make them well known to the insuring public. In addition, this designation is a professional certification mark for insurance technicians. At Combined Insurance, all customers will be required to take a needs based test to determine what, if any, insurance products are needed.

Mission Statement
Combined Insurance wants to raise the bar in the insurance industry by providing excellence and the utilizing the highest principles and standards to every aspect of the business. Combined Insurance wants to empower its clients, employees and community and urge them to employ these practices as well. Because when we all do our personal best, the payoff is always a win/win.

Guiding Principles
Combined Insurance believes in honesty, integrity and transparency.

Our Services

Home Owners Insurance

Your building, contents and other personal possessions will surely receive superior insurance coverage under our Homeowners' Superplus Policy. The Policy covers your property against loss or damage from: Additional Co…

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Motor Insurance

Comprehensive: NAGICO auto insurance provides Comprehensive or "All Risks" coverage, which covers the insured for loss or damage suffered as a result of collision, theft, fire, malicious damage, flood and hurricane. Inc…

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Commercial Property Insurance

NAGICO's Fire & Extended Perils insurance policy is designed to meet the needs of the personal and commercial market. It provides coverage on buildings, pools, fences and business personal property such as stock, fix…

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Medical Insurance

NAGICARE has some of the best medical insurance policies your money can buy. NAGICARE offers worldwide coverage, flexibility and access to leading health care providers while minimizing up-front costs. A NAGICARE cover…

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Other Classes of Insurance

BURGLARY BUSINESS Theft is almost a fact of life for businesses and it can happen to anyone. In order to protect your business from robberies, burglaries, smash and grab incidents or hold ups, you will benefit from a NA…

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Insurance Claims Filing Service

A major concern of all accident victims is the extent to which their insurance companies will pay for their property damage or personal injury. And those without insurance the question is , how can we claim from the at f…

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Premium Finance Facility

COMING SOON! In these tough economic times the ability to spread your premium payment over a 12 month period would definitely alleviate the cash flow woes faced by many. Details on availability and qualification will b…

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