Combined Insurance services is the newest and brightest insurance intermediary to the local market. The owners and directors have combined over 20 years experience both with direct insurance and previously operated an insurance broking company throughout the island of St.Lucia. Desiring to offer a broader depth of products to better serve their clients’ needs, this intermediary will offer convenience unparalleled to even the closest competitors. Combined Insurance can meet client’s insurance needs at their home, place of business, or online. The Managing director is a proud member of the Chartered Insurance Institute Of London. This is the world’s leading professional body for insurance and financial services. For over 100 years the (CII) has worked with practitioners across the sector to inspire higher standards of competency and ethical behavior within the insurance profession.

What will really set Combined Insurance apart from its competitors are its people. Apart from the DIP,CII designation (from the chartered insurance institute) of the managing director, the combined experience of its staff in the industry for extended periods make them well known to the insuring public. In addition, this designation is a professional certification mark for insurance technicians. At Combined Insurance, all customers will be required to take a needs based test to determine what, if any, insurance products are needed.

Mission Statement
Combined Insurance wants to raise the bar in the insurance industry by providing excellence and the utilizing the highest principles and standards to every aspect of the business. Combined Insurance wants to empower its clients, employees and community and urge them to employ these practices as well. Because when we all do our personal best, the payoff is always a win/win.

Guiding Principles
Combined Insurance believes in honesty, integrity and transparency.